# Loan Rate Predictor

Predict your realistic interest rate band based on credit profile rather than advertised headline minimums.

## Rating Matrix Drivers
- **CIBIL Score**: Scores 750+ unlock lowest tier; 700-749 attract 25-75 bps markup; <700 face strict underwriting.
- **Employment Category**: Salaried PSU/Super-A Corporates receive best spreads; Self-employed/Proprietors receive risk premium.
- **Loan-to-Value (LTV)**: Lower LTV (<75%) attracts preferential pricing from lenders.

Canonical URL: https://www.thecreditcompass.in/rate-predictor