True Cost Calculator

Go beyond simple EMI. See the real cost of your loan including interest, tax savings, prepayment benefits, and what your money could earn if invested instead.

• Know the true total cost before you sign — total interest paid, not just the monthly instalment.
• Calculate income-tax savings under Section 24(b) for home loans and Section 129 (formerly 80E) for education loans.
• See exactly how many months a lump-sum prepayment removes from your loan — and how much interest it saves.